This page states the Terms and Conditions
under which you may use the website operated by CHARITABLE TRUST ADMINISTRATORS, INC.’s. Please read these Terms and Conditions of Use for CHARITABLE TRUST ADMINISTRATORS, INC.’s website (the "Terms and Conditions") carefully. Any use
of CHARITABLE TRUST ADMINISTRATORS, INC.’s website will constitute your acceptance
of these Terms and Conditions. If you do not accept the Terms and Conditions stated
here, please refrain from using CHARITABLE TRUST ADMINISTRATORS, INC.’s website.
CHARITABLE TRUST ADMINISTRATORS, INC. may revise these Terms and Conditions at
any time by updating this posting. You should visit this page periodically to
review the Terms and Conditions, because they are binding on you.
Section 1. Use of Material and Access to Account.
The contents of CHARITABLE TRUST ADMINISTRATORS, INC.’s website, such as
text, graphics, photographs, images and other material ("Material"),
are protected by copyright under both United States and foreign laws. CHARITABLE TRUST ADMINISTRATORS, INC.’s website and the Material are provided for informational
purposes only and are not intended to provide you with any legal, tax, securities
or investment advice. In addition, the Material is not intended, nor do we view
the Material, to constitute an opinion regarding the appropriateness of any investment,
nor a solicitation of any type. Accordingly, the Material is specifically intended
for general informational purposes only and should not be acted or relied upon
without obtaining the appropriate legal, tax or investment advice from a licensed
professional concerning your unique situation and any specific investment inquiries
you may have.
CHARITABLE TRUST ADMINISTRATORS, INC. authorizes
you to view and download a single copy of the Material on its website solely for
your personal, noncommercial use. Special rules may apply to the use of certain
software and other items provided from time to time on CHARITABLE TRUST ADMINISTRATORS, INC.’s website as set forth in Section 6 of these Terms and Conditions. Any
other special rules may be also listed on the Legal
Information page of CHARITABLE TRUST ADMINISTRATORS, INC.’s website and
are incorporated into these Terms and Conditions by this reference.
Unauthorized use of the Material may violate copyright, trademark and other laws.
You must retain all copyright and other proprietary notices contained in the original
Material on any copy you make of the Material. You may not sell or modify the
Material or reproduce, display, publicly perform, distribute or otherwise use
the Material in any way for any public or commercial purpose..
For those of you who maintain access to your accounts through CHARITABLE TRUST ADMINISTRATORS, INC.’s website, you may change or discontinue your account with
us at any time. CHARITABLE TRUST ADMINISTRATORS, INC. reserves the right to modify,
suspend or terminate access to your account through CHARITABLE TRUST ADMINISTRATORS, INC.’s website at any time for any reason without notice, including the right
to require you to change your login identification code or password. We also reserved
the right to delete all program and data files associated with your account and/or
other information on CHARITABLE TRUST ADMINISTRATORS, INC.’s system.
If you violate any of these Terms and Conditions, your permission to use the Material
automatically terminates and you must immediately destroy any copies you have
made of the Material.
Section 2. CHARITABLE TRUST ADMINISTRATORS, INC.’s Liability.
The Material may contain inaccuracies or typographical errors.
CHARITABLE TRUST ADMINISTRATORS, INC. makes no representations about the accuracy,
reliability, completeness or timeliness of the Material or about the results to
be obtained from using its website or the Material. Use of CHARITABLE TRUST ADMINISTRATORS, INC.’s website or the Material is at your own risk. Changes are
periodically made to CHARITABLE TRUST ADMINISTRATORS, INC.’s website and
may be made at any time.
CHARITABLE TRUST ADMINISTRATORS, INC. DOES NOT WARRANT THAT ITS WEB SITE WILL
OPERATE ERROR-FREE OR THAT ITS WEB SITE AND ITS SERVERS ARE FREE OF COMPUTER VIRUSES
OR OTHER HARMFUL CONTENT. IF YOUR USE OF CHARITABLE TRUST ADMINISTRATORS, INC.’S
WEB SITE, THE MATERIAL OR SOFTWARE RESULTS IN THE NEED FOR SERVICING OR REPLACING
EQUIPMENT OR DATA, CHARITABLE TRUST ADMINISTRATORS, INC. IS NOT RESPONSIBLE FOR
THOSE COSTS.
CHARITABLE TRUST ADMINISTRATORS, INC.’S WEBSITE, MATERIAL AND SOFTWARE ARE
PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. CHARITABLE TRUST ADMINISTRATORS, INC. AND ITS AFFILIATES, TO THE FULLEST EXTENT PERMITTED BY
LAW, DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT
OF THIRD PARTIES’ RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE.
CHARITABLE TRUST ADMINISTRATORS, INC. AND ITS AFFILIATES MAKE NO WARRANTIES ABOUT
THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES,
SOFTWARE, TEXT, GRAPHICS, PHOTOGRAPHS OR LINKS CONTAINED IN CHARITABLE TRUST ADMINISTRATORS, INC.’S WEBSITE.
Section 3. Disclaimer of Consequential Damages.
IN NO EVENT SHALL CHARITABLE TRUST ADMINISTRATORS, INC., ITS
AFFILIATES, OR ANY THIRD PARTIES MENTIONED AT CHARITABLE TRUST ADMINISTRATORS, INC.’S WEBSITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION
INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS OR DAMAGES RESULTING FROM LOST
DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE CHARITABLE TRUST ADMINISTRATORS, INC.’S WEBSITE, THE MATERIAL AND THE SOFTWARE, WHETHER
BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT
CHARITABLE TRUST ADMINISTRATORS, INC. IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Section 4. User Submissions.
Generally, any communication that you post to CHARITABLE TRUST ADMINISTRATORS, INC.’s website is considered to be non-confidential. If
particular web pages permit the submission of communications which will be treated
by CHARITABLE TRUST ADMINISTRATORS, INC. as confidential, that fact will be stated
in CHARITABLE TRUST ADMINISTRATORS, INC.’s Privacy
Policy. By posting communications to CHARITABLE TRUST ADMINISTRATORS, INC.’s
website, you automatically grant CHARITABLE TRUST ADMINISTRATORS, INC. a royalty-free,
perpetual, irrevocable nonexclusive worldwide license to use, reproduce, modify,
publish, edit, translate, distribute, perform, and display the communication alone
or as part of other works in any form, media or technology, whether now known
or hereafter developed, and to sublicense such rights.
As an user, you are responsible for your own communications and are responsible
for the consequences of their posting. You must not do any of the following things:
post material that is copyrighted, unless you are the copyright owner or have
the permission of the copyright owner to post it; post material that reveals trade
secrets, unless you own them or have the permission of the owner; post material
that infringes on any other intellectual property rights of others or on the privacy
or publicity rights of others; post material that is obscene, defamatory, threatening,
harassing, abusive, hateful or embarrassing to another user or any other person
or entity; post any sexually-explicit images; post advertisements or solicitations
of business; post chain letters or pyramid schemes; or impersonate another person.
CTAI does not represent or guarantee the truthfulness, accuracy, or reliability
of any of the communications posted by other users or endorse any opinions expressed
by users. You acknowledge that any reliance on material posted by other users
will be at your own risk.
CTAI does not screen communications in advance and is not responsible for screening
or monitoring material posted by users. If notified by a user of communications
which allegedly do not conform to these Terms and Conditions,CTAI may investigate
the allegation and determine in good faith and its sole discretion whether to
remove or request the removal of the communication. CTAI has no liability or responsibility
to users for performance or nonperformance of such activities.CTAI reserves the
right to expel users and prevent their further access to its website for violating
these Terms and Conditions or the law and the right to remove communications which
are abusive, illegal or disruptive.
Section 5. Links to Other Web Sites.
CTAI's website may contain links to third party web sites.
These links are provided solely as a convenience to you and not as an endorsement
by CTAI of the contents on such third-party web sites. CTAI is not responsible for
the content of linked third-party sites and does not make any representations
regarding the content or accuracy of materials on such third party web sites.
If you decide to access linked third-party web sites, you do so at your own risk.
Section 6. Software Licenses.
All software that is made available for downloading or use
from CTAI's website ("Software") is protected by copyright and may
be protected by other rights. The use of such software is governed by the terms
of the software license agreement or designated legal notices accompanying such
software ("License Agreement"). The downloading and use of such software
is conditioned on your agreement to be bound by the terms of such License Agreement.
Section 7. Indemnity.
You agree to defend, with counsel acceptable to CTAI, indemnify
and hold harmless CTAI and its affiliates and their respective officers, directors,
members, managers, employees and agents, from and against any claims, actions
or demands, including without limitation reasonable legal and accounting fees,
alleging or resulting from your use of the Material (including Software)
or your breach of the Terms and Conditions. CTAI shall provide notice to you of
any such claim, suit, or proceeding and shall assist you, at your expense, in
defending any such claim, suit or proceeding.
Section 8. Export Control.
The United States controls the export of products and information.
You agree to comply with such restrictions and not to export or re-export any
Material (including Software) to countries or persons prohibited under the
export control laws. By downloading any Material (including Software), you
are agreeing that you are not in a country where such export is prohibited or
are a person or entity to which such export is prohibited. You are responsible
for compliance with the laws of your local jurisdiction regarding the import,
export or re-export of any Material (including Software).
Section 9. User Information.
Subject to CTAI's Privacy
Policy, CTAI may use the information it obtains relating to you, including
your IP address, name, mailing address, email address and use of its website,
for its internal business and marketing purposes and may disclose the information
to its affiliates and other third parties for such purposes.
Section 10. General.
CTAI makes no claims the Material (including Software)
are appropriate or may be downloaded outside of the United States. Access to the
Material (including Software) may not be legal by certain persons or in
certain countries. If you access CTAI's website from outside the United States,
you do so at your own risk and are responsible for compliance with the laws of
your jurisdiction. These Terms and Conditions are governed by the internal substantive
laws of the State of California, without respect to its conflict of laws principles.
If any provision of these Terms and Conditions is found to be invalid by any court
having competent jurisdiction, the invalidity of such provision shall not affect
the validity of the remaining provisions of these Terms and Conditions, which
shall remain in full force and effect. No waiver of any term of these Terms and
Conditions shall be deemed a further or continuing waiver of such term or any
other term. Except as expressly provided in the CTAI's Privacy
Policy, Legal Information or
Software License or material on particular web pages, these Terms and Conditions
constitute the entire agreement between you and the CTAI with respect to an user's
use of CTAI's website.